Many local Hawaii banks and federal credit unions offer very enticing introductory rates.
Here are a few Hawaii banks that I think will give you the biggest bang for your bucks.
Aloha Pacific Credit Union offers 0.5% for owner-occupied and 3% for investor properties.
American Savings Bank offers 1% APR first year and 2% APR second year.
Bank of Hawaii offers 1.75% APR for the first 24 months or 2.75% APR for the first 36 months.
Central Pacific Bank offers 1% APR for 1 year OR 1.75% APR for 2 years OR 2.75% for 3 years.
Hawaii State Federal Credit Union offers 0.99% APR for first year OR 1.99% APR for 2 years OR 2.99% APR for 3 years OR 3.99% APR for 4 years OR 4.99% APR for 5 years.
Hawaii USA Federal Credit Union offers 0.75% APR for 1 year OR 1.75% APR for 2 years OR 4.25% APR for 3 years.